Flood Zone Determination

What is a flood zone determination?

A flood determination, often referred to as a flood certificate, provides information about a specific property or structure with relation to flood zones, including Special Flood Hazard Areas.  The primary document in a flood report is the Standard Flood Hazard Determinatioin Form, or SFHDF.  Our reports provide this document, but also deliver superior precision and clarity, detailed maps that show you where the flood zones are compared to your property boundary and structures, complete with support and guidance from our team of experts.

Can you help me challenge my current flood status?

Yes. In fact, thousands of properties nationwide have been previously mis-identified. Moreover, new FEMA maps are being released each year which can render old determinations useless.  A WTG flood determination report includes a more detailed process than our competitors, allowing our experts to evaluate and advise on opportunities to challenge your current flood status by securing an Elevation Certificate (EC) or a Letter of Map Amendment (LOMA).

Can you help remove a mandatory flood insurance requirement?

This process always starts by ordering our flood zone determination report to confirm if your structure is within a Special Flood Hazard Area, or has the potential to be removed by ordering an Elevation Certificate (EC) or Letter of Map Amendment (LOMA). Our experts can then consult, advise and guide you through the process.

Are your flood determination reports insured?

Yes, WTG flood determination reports are insured $3M E&O per search.

If a high-risk zone touches my property, but not my home, do I need flood insurance?

National Flood Insurance Program (NFIP) guidelines dictate that it’s structure location in relation to the high-risk zone that force applies flood insurance if that structure was secured with a federally-backed loan. If your property touches a high-risk zone, but your structure does not, flood insurance is not required under NFIP. This is why the precision of our reports is so important.

Can you help me understand my report and my options?

Aboslutely. We pride ourselves on offering detailed personalized service that you won’t find at any “big box” flood providers. Our trained experts are here to examine your reports personally, advise and guide you on any opportunities we see to challenge your flood status.